Orr Appraisal Services is your FHA certified appraisal company

Orr Appraisal Services is GA state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-mortgage, be sure to call Orr Appraisal Services, as we are approved and qualified to produce FHA reports. A certain amount of the ongoing training our staff at Orr Appraisal Services undergoes deals strictly with decoding the FHA's documentation and their rules and procedures.

If your financial transaction is FHA certified, that means that it has been secured by the FHA, which is underneath the United States Department of Housing and Urban Development (HUD). None of the money in the loan is provided by the FHA; what the FHA does is ensure that the mortgage is taken care of in case the borrower doesn't pay their loan. The FHA and their loan programs are created to assist low-to-moderate income consumers help meet credit qualifications if they otherwise would not.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are extremely helpful to those consumers with less available starting capital.